Endowment Review

An endowment policy was sold in conjunction with interest only mortgages on the basis that they would accumulate enough capital to pay the mortgage balance, at the end of the term. It was also hoped that the endowment would mount up enough money for there to be extra left over after the mortgage balance was paid.

However it has now been realised that there will be an endowment shortfall with many policies.

An endowment shortfall is where the endowment policy does not produce enough to pay off the mortgage, with people having to pay the remainder of the balance in another way:

If you feel you may have an endowment shortfall, we would recommend that you discuss your situation with an independent financial adviser, who should be able to calculate your endowment shortfall if there is any.

Depending on the type of endowment policy you have, there is the possibility of being able to sell your endowment policy. Many companies will offer you more than the value of your endowment. Please use the following links for additional information:

endowment selling

traded endowments

Endowment Compensation
There is a chance that you were mis-sold your endowment policy. If this is the case you may be entitled to endowment compensation.

Please feel free to use the links below to see if you are eligible for endowment compensation.

	Endowment Compensation Info Get info on endowment compensation from 12 engines in 1.
	Find Endowment Compensation Resources at Ask.com Whatever type of endowment mortgage resources you're looking for, find them with Ask.com.