Loans with arrears, defaults and CCJs

Generally if you have arrears, defaults or CCJs in your credit history, they will be regarded as bad credit, affecting the loans that you will be eligible for and also the interest rates and loan amounts that will be offered to you. However if you are a homeowner there are many loan options still available to you, even if you've been refused credit before.

CLICK HERE to apply for a low cost, bad credit homeowner loan quote
One of our loan advisers will call you back to discuss your needs.

Arrears? Defaults? CCJs?
MoneyClick have a cheap bad credit homeowner loan available for you.
Call 0870 779 7000 for free, no obligation advice and to discuss a CCJ loan with a loan adviser immediately.

• ARREARS
  Arrears are when a mortgage or loan repayment has not been made on time or the amount agreed in the terms of the loan has not been paid. Do you have arrears? There are still loans with arrears available to you.
  (Apply for low cost loans with arrears here.)
• DEFAULTS
  Defaults occur when a certain number of loan repayments are missed, essentially when there are certain number of loan arrears. The number of arrears or missed payments that result in defaults is dependent on the loan or mortgage broker. Generally six months of arrears result in defaults. Depending on the loan or mortgage broker a charge can also be applied because of defaults or arrears.
  
• CCJs (COUNTY COURT JUDGEMENT)
  A county court judgement (CCJ) is where a judgement is made by the county court in an attempt to recover the money owed to the loan broker. CCJs will generally not appear in your credit history if it is settled or satisfied, by being paid in full, within 30 days of the judgement. Payment after that date means that the CCJ will be in your credit history for six years and will generally be treated as adverse credit. However the CCJ will be shown as 'satisfied'.

Should your bad credit situation, with arrears, defaults and/or CCJs, continue without being resolved it may lead to bankruptcy. For further information visit our bankruptcy page here.

APPLY NOW for a cheap CCJ loan whether you have arrears, defaults or CCJs.

If you cannot find the CCJ loan information you require please complete a CCJ loan enquiry form or call 0870 779 7000 to speak to a bad credit homeowner loan adviser.

You may find some of the following links useful for information about loans with arrears, defaults or CCJs or a bad credit homeowner loan.

	Find CCJ Loans at Ask.com Whatever type of loan you're searching for, find it with Ask.com. Compare a wide range of top providers & get a great deal in seconds.
	Looking for Loan CCJs - Stop and Look Here We have reviewed and sorted 376 odd links for loan ccjs - the top 10 list is presented here.
	UK Unsecured Loans - Bad Credit? No Problem Wentworth direct finance offers unsecured loans of between £1,000 and £15,000. Flexible terms. Uk tenants and homeowners welcome. Poor credit? CCJs? Refused by other lenders? Talk to us now.
	Find Unsecured Loans at YesLoansUK.com Unsecured personal loans for any purpose. Homeowners or tenants welcome. Good or bad credit history. Apply now for a fast decision.
	Looking for Unsecured Loan CCJS? Our unique system have sorted 191 links for unsecured loan ccjs.

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THINK CAREFULLY ABOUT SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

 

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