Self Employed Loan & Self-Cert Homeowner Loan

Being self employed generally means that it is difficult to get a loan or mortgage. MoneyClick can find a cheap self employed loan for your situation whether you have proof of income or not. We understand the difficulties faced when you are self employed, especially when trying to get a loan. As we have access to all the UK loan companies, we are confident that we can find a cheap self employed loan for you.

CLICK HERE TO APPLY ONLINE NOW - one of our loan advisers will call back to discuss loans for self-employed.

To apply for loans for self employed the following can be required, depending on the loan company:

Cant prove income for your self employed loan?
Perhaps you need a self-cert homeowner loan?
MoneyClick will make every effort to find loans for self-employed whether you can prove your income or not. To do this you could apply for a self-cert homeowner loan where you would self certify your income. Essentially this a self-cert homeowner loan requires a letter, sometimes known as an affordability letter, from you, which states your income. This should be on headed paper but some self employed loan companies will accept a letter on non-headed paper, accompanied by a business card. There is generally a set format for a self-cert letter so that the loan company has all the information they require. Providing the amount your declared income is not over a certain amount, a self-cert letter can be enough proof of income for your self-cert homeowner loan.

Certified accounts for self employed loan
If the accounts for your self-employed business are looked after by a certified accountant, you can submit a copy of these with you self employed loan application.

Profit and Loss Account statement for self employed loan
A profit and loss account, prepared by an accountant can be accepted as proof of income for a self employed loan.

Tax Assessment for self employed loan
Submitting a tax assessment is a requirement for most self employed people. However it can also help with your self employed loan application as a copy of it can be accepted by the loan company as proof of income.

For further information and free, no obligation advice you can call one of our loan advisers on 0870 779 7000 or complete a self employed loan enquiry form and an adviser will call you back.

Perhaps you are thinking of starting your own business. Visit our business section for advice and more information on BUSINESS START UP LOANS.

The links below may be useful in your search for loans for self-employed.

	Need a Secured Loan for Any Purpose? We Can Help Secured loans for status and non-status UK only applicants. Self employed with no accounts welcome. CCJ's, defaults, mortgage & loan arrears acceptable on some plans. APR from 7.9%.
	Homeowner Loans - Anybody Considered Homeowner and need a loan? Loans of £5,000 to £100,000 - we search the market for the right loan for you. All credit and employment situations considered. Apply today.
	Self Employed Loan Info Get info on self employed loan from 12 engines in 1.
	Find Self Employed Loans at Ask.com Whatever type of loan you're searching for find it with Ask.com. Compare a wide range of top providers & get a great deal in seconds.

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THINK CAREFULLY ABOUT SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.