Self Administered Pension Scheme (SSAS)

A small self-administered scheme is a specialist type of pension scheme in that it is normally only available for shareholding owners/directors of small to medium-sized companies. It means that company directors can save for their retirement with a SSAS, gaining significant tax advantages for their pension and their business.

There is a limit of twelve Managing Trustees in self-administered pension schemes, one of whom must be a professional trustee (Pensioneer Trustee) who ensures that all investment rules are followed. Each Managing Trustee is responsible for making any investment decisions.

There is a wide range of investment possibilities for a small self-administered scheme including:

non-residential properties

commercial loans

stocks and shares

gilts

investment trusts
Click here for a free investment trust information brochure

insurance bonds

cash

Also the members of the SSAS have complete control of the scheme's assets unlike personal pensions where the pension provider has the control.

Contribution limits for small self-administered schemes are significantly higher than those for personal pensions and although regular contributions should be made, the company can pay in any amount, not above the maximum limit, and can even pay in nothing at all.

If you are interested in a small self-administered scheme (SSAS), please feel free to use the links below.

	UK Pension Release Over 50? Release cash from your pension. How it works? Free info pack.
	Looking for Pension? Our unique system have sorted 70 links for pension.
	Pension Info Get info on pension from 12 engines in 1.
	Get Expert Pension Help & Advice Is your pension in the right place for you? Let us guide you. Independent and impartial advice to find the right option for you.
	Manage Your Finances Money, tax and benefits : your official guide.

If you are having any difficulty finding the information you need regarding self administered pension schemes, or pensions in general, please refer to our site map.

As with any financial product we recommend that you seek advice from an independent financial adviser.