UK Endowments (Endowment Mortgage)

Endowments are basically long-term savings plans.

Endowments were offered as another option for paying off a mortgage. Having an endowment mortgage would mean that you would have an investment. You would then pay the interest on your endowment mortgage and a monthly payment into your endowment policy, which would be invested.

The aim was that by the end of the term of your endowment mortgage, your endowment investment, i.e. your endowment policy would have accumulated enough capital to cover the entire balance of your mortgage, perhaps with a little extra left over:



UK endowments should always have a life insurance policy attached to them so that if the endowment policy holder dies before maturity of the policy, the value of the endowment will be paid off.

However a problem has recently emerged with the endowment mortgage in that it may have been mis-sold or will have a short fall.

Please use the links below for additional information about UK endowments:

Endowment Policy for Sale?
EndowmentTrade offers highest available market prices (it's true too). AUK portal with an international focus, we promise no hidden fees and simplicity. Just fill in one form.
Selling Your Endowment? Get an Online Valuation
We offer firm bids above your surrender value. All policies considered. We specialise in Royal London, Co-Op, GA, Norwich Union, Prudential and Standard Life. Rapid online response to your enquiry.
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Find Endowment Policy Resources at Ask.com
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Endowment Compensation Info
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